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The second thing is distractions. Limit distractions while you are driving. So often with today’s technology we are on our phones, we are changing the station, or using iTunes in our car. Stop being distracted, focus on what you’re doing.

Be safe out there!

Get a Tampa Auto Insurance quote here.

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We started off the year with a large sinkhole literally opening up under a bedroom swallowing a man while he slept in Brandon, Florida. Then a couple months later another large sinkhole swallows parts of a resort near Disney World. Thankfully, no one was injured in this one.  Then in November another massive sinkhole swallowed a boat, swimming pool, and some of a home.  That sinkhole is still growing.

Also in the news over the past couple of years there has been a lot of talk about sinkhole insurance.  If you call for a new homeowners quote it is almost impossible to be offered an insurance policy with sinkhole insurance.

Justifiably I am often asked are sinkholes ever covered by homeowners insurance?

Plain and simple, the sinkholes that you have seen in the news are always pretty much always covered, as long as there is an active homeowners insurance policy in place.  All policies include what is called catastrophic ground cover collapse.  In the stories that you read and hear about in the news that is what is happening.

For a sinkhole claim to be paid by an insurance carrier 4 things must be present:

1) Abrupt collapse of the ground cover.
2) A depression on the ground that is clearly visible by the naked eye.
3) There must be structural damage to the building including the foundation.
4) Structure condemned by the appropriate authorities.

If these four things and all of these four things are present you have a sinkhole that will be covered by any homeowners insurance policy.

Have questions? Give us a call at 813-347-5555 or use our contact us page to submit a question.

Grace and Peace
Eric Most

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Fill out the quick form below and Bob will get back to you ASAP to answer any and all your questions.

Fill out my form!

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So what do you have planned?  Are you ready if a big one does comes to the Tampa Bay area?  Think that it can’t happen, well it has before.  1921, we had a major Hurricane Pass through this area. The local EOC are planning for when not if a big storm comes through the area.

Please give me feedback about how you are getting ready.  I know that yesterday I got our generator fired back up, making sure that it works, and will be ready if we don’t have power.  My wife and I keep water on hand, batteries, candles, a gas powered stove to cook on.  I also just brought my 4 wheel drive jeep back to town, which allows me to drive pretty much anywhere.  A big storm coming, my wife and I are heading out of town, first we will go to Temple Terrace where my brother lives,  because we live very far south in South Tampa.

Please post up a comment about how you are prepared.

The Tampa Bay Catastrophic Plan website

The Most Insurance Agency has created a Disaster Preparedness Center to help clients handle any kind of disaster.  You can sign up to get updates emailed to you as things progress.

If you experience any loss, please contact our Claims Advocates, we are here for you.

Remember if you need to call us, our number is 813-347-5555. Know more about our Tampa Insurance policies.

– Eric Most

The post What would it look like if a Category 5 Hurricane Hits Tampa Bay? appeared first on Most Insurance.

Most Insurance Agency has the distinct privilege of being the featured agency in this month’s issue of Rough Notes! We are truly grateful for the opportunity. Rough Notes is one of the leading magazines and resources in the insurance industry. You can read the full article here or download the PDF at this link! Enjoy!

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Most Insurance has created a One of a Kind Position Claims Advocate Position that truly provides a service to our clients that the industry has been sorely lacking.  We help hold the hands of our clients through the entire claims process.

On January 1st, 2013, Eric Most, got an email about a client who had a fire, not knowing who to talk to, or what to do the client called the office, our 24 hour phone service got a message to Eric Most,  He got in his car and showed up on the insureds steps 45 minutes later, starting the claims process.

What a quote on your Insurance Program check us out on our Home Page. Or give us a call at 813-347-5555.

Eric Most

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Here are a few tips you can share with the other drivers in your home and other friends:

1. Know your car’s blind spots – the mirrors definitely don’t give the full view

2. Think ahead before you put yourself into a position where you’ll have to back up to get out.

3. Walk behind your car before you back up to spot potential hazards like fencing, poles, wet/soft areas, and most of all other people, especially children.

4. Tap the horn twice to alert others that you’re moving in reverse.

5. For goodness sake, back slowly!

6. Enlist a spotter (could be a passenger or bystander) to guide you but make sure you agree in advance on what hand signals you’ll use.

7. Keep your driver-side window down and your radio off – the fewer the distractions, the better.

I hope these tips help you and your family the next time you find yourself in a “tight spot”.

Can you think of other tips?

One more thing, most all backing up accidents happen in parking lots,  look for places that you don’t have to back out, park father away than other vehicles. and pre backing it. so when you leave all you have to do is pull out!

Looking for a Tampa Auto Insurance quote? Click on the link for all the information. Browse through our Auto Insurance Blogs for more useful tips.

Hope this helps!

Grace and Peace,

Eric Most

The post How to reduce backing up auto accidents? appeared first on Most Insurance.

Here is what one customer recently said about our claims advocates:
“Was very pleased with the entire process. Was overall the best experience I have had with an accident claim. Everything was very smooth and well organized.”

The response to Most Insurance Agencies, One of a kind position, a Claims Advocate, has been so overwhelming, that we needed to add another Claims Advocate, to truly help our clients when they need us the Most.  The Claims Advocates at Most Insurance, hold our clients hands through the claims process, the provide a road map of expectations, and follow up along the road to make sure those expectations are being meet and exceeded. Claims Advocates at the Most Insurance Agency have been a great benefit for our clients, as they help them when they need them the most.

The post Most Insurance Welcomes another Claims Advocate – Jennifer McKenzie appeared first on Most Insurance.

Craig Most

Eric Most

Craig and Eric successfully completed three Insurance Success Seminars as well as the course review required for each.  The CPIA designation stands for professionalism, commitment to sales training and results, and technical knowledge.  The designation does require a bi-annual continuing education update.

The AIMS Society is the only insurance organization dedicated solely to recognizing training and service quality among property and casualty insurance personnel. The mission of the AIMS Society is to improve the selling skills and insurance knowledge of its members by upgrading professionalism through information and education, which result in providing better service to the insurance buying public.

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