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If all four elements are not met, then the coverage would fall under settling and that would depend on if the house has coverage or not.

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Back to School Safety Tips Every Child Should Know

1. Always cross the street at crosswalks.
Because children are short, a car may not see them when speeding down the street. Always make sure your child knows to cross only at designated cross walks when the light or crossing guard directs them to. This way all traffic is yielded to them.

2. Obey the bus rules, especially the arm guard rules.
Go over the bus rules such as staying in your seat and using inside voices. Be sure to stress that no one should ever walk in front of a bus when the arm guard is down since the driver will not be able to see them and they risk being hit.

3. Remind them about strangers.
Not all strangers are bad, but it is better to be safe than sorry. Remind your child to never talk to strangers, and never accept a ride from a stranger EVER. Remind them that people may try to fool them into getting in the car, but that you will never authorize a stranger to come pick them up. Pick a code word you can use in the event that you send another person to come and get them.

4. Review important phone numbers.
If your child will be home alone be sure to go over important phone numbers for the police station, fire station, 911, non-emergency numbers, and numbers to a neighbor nearby who can help if there is a problem.

5. Remind them who they can trust.
Reassure them that there are people they can come talk to when scared. Parents of friends, teachers, school staff, a trusted neighbor, etc. are all helpful should a scary situation arise.

Give these tips a try and get back to school with safety in mind! You and your child will feel better prepared and ready to face a new year.
Read more at http://www.savingcentswithsense.net/2013/08/back-to-school-safety-tips-every-child-should-know/#aLrBUQ2DM87jxhac.99

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1. In the case of your pet getting loose, be sure your pet has proper identification; a tag or a chip.

2. Take your dog for a walk early. Giving them a chance to potty and get some exercise before the festivities begin.

3. Keep fireworks away from pets. The noise may spook them or firework sparks could accidentally burn them.

4. As much as you love to bring your pet along, loud crowds and firework displaces are not fun for dogs. It may be best to leave them home.

5. Make sure when leaving your pet at home all the windows are securely closed and shades are down. It may help to turn on some music to help drown out fireworks noise.

6. Be sure your dog has his favorite toy and some treats to keep him occupied.

7. If your pet is prone to anxiety or your not sure how they will react to fireworks, consider staying home with them.

8. If your dog is extremely anxious you might consult your vet about giving a mild sedative to help keep him calm.

The post 8 Tips to keep your pet safe this Independence Day. appeared first on Most Insurance.

Summer is officially here!! Now it’s off to the beach, lake or pool. Before your family takes the plunge be sure your kids are wearing more than just the proper SPF but also a life jacket that fits them correctly.

Life Jackets Save Lives

Be sure all kids are wearing a life jacket whenever the boat is on the water. The U.S Coast Guard requires all children under the age of 13 years to wear an approved life jacket unless in enclosed cabin or below deck.

Here is a link to both pet and child life jackets that we trust for our loved ones.
http://www.westmarine.com/search?No=210&Nrpp=30&Ntt=Life+Jacket

Looking to protect your boat or watercraft in Florida, contact Most Insurance for a boat insurance quote.

Here are few Boat Insurance FAQs to help you further:

1. What is boat insurance?

2. Is boat insurance required in Florida?

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Take a penny and place it in multiple grooves around your tires. If the top of Lincoln’s head is always covered, you have more than 2/32? of tread remaining. If you can see all of Lincoln’s head, it is time to replace your tires.

While you’re checking your tires you might go ahead and make sure your tire pressure is set correct. Not only does this help make sure your tires are able to work appropriately, but proper tire inflation improves gas mileage!

Basic checks like these take just a few minutes and can help save lives. Share these tips with your friends and family to help keep everyone safer on the road.

GET A FLORIDA AUTO INSURANCE QUOTE!

The post The best road trip tips to check your tires appeared first on Most Insurance.

Looking for a local insurance company? Contact Most Insurance for a Tampa Home Insurance Quote.

Check out few home insurance FAQs here:

1. Does Homeowners Insurance cover sinkholes?
2. Does Homeowners Insurance cover foundation settling?

The post 5 lighting safety tips appeared first on Most Insurance.

You know her. She works through the day, ears tuned during the night, almost never seems tired. Her hugs can fix almost anything and with her words she’ll keep you going. Whether you are a mom, you know a mom, or you have a mom, Happy Mother’s Day from Most Insurance!

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We love our pets! It’s funny, no matter how your pet found their way into your home, they always find a way into your heart. There is something about the consistent and unceasing love a pet gives that makes them so unique. They see you at your worst and they see you at your best. All the while, they remain your constant companion. Here at Most Insurance, we’re no different – we love our pets! From Braemer to Imogene, Bob to Sandy, we know firsthand how much better they make our lives. For this reason, we are particularly excited about this announcement: We have partnered with a great Pet Insurance company called FIGO. FIGO is unlike any other pet insurance provider we’ve seen. They offer amazingly comprehensive coverage, low monthly costs, and easy claims payouts. You might be asking, “Why pet insurance?”

Here are FIVE reasons to have pet insurance with Most Insurance:

1. Pet insurance frees you from the financial stress when choosing the best available veterinary care for your pet. Let’s face it, the advanced treatments and specialists available today are great – but so is the cost! You can always have the peace of mind in knowing that your pet will receive the care they deserve, without breaking the bank.

2. Our plans average less than $1.50/day and they offer reimbursement of up to 100% of your pet’s medical bills. The plans are customize-able to your specific needs so finding a plan that works for you is easy.

3. If your pet is lost, FIGO will provide a reward to help insure their safe return.

4. When you obtain a pet insurance policy with Most Insurance, you will receive a 5% discount. Who doesn’t love saving money?

5. FIGO is the only pet insurance carrier to offer GPS integration, so finding your lost pet is hassle free.

Simple, easy, and affordable. Protect the pet you love today with a pet insurance policy with Most Insurance.

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