Florida Flood Insurance
Listen, we Floridians know a thing or two about water damage. If anything, the last few years have really brought home the fact that water is wonderful but can also be devastating to your home. Storms, hurricanes, and the ocean can all put water in the places we need to keep dry.
You probably aren't surprised to know that flooding is the number one natural disaster in Florida. But did you know it’s also the most frequent disaster in every other state as well?
The lesson here is simple: even living in an area that doesn’t require flood insurance should not stop you from talking with an insurance agent about flood insurance. Everyone, I repeat everyone lives in a flood zone, you might just be in what we FEMA calls a preferred-risk flood zone, and more than 38% of all flood claims happen in preferred risk zones.
And for those of us who live in the frequently flooded state of Florida, talking with a knowledgeable agent about flood protection is that much more important. Even a small standing pool of just inches of water on your floors can cause thousands of dollars of damage to your home and prized possessions.
With many flood claims now surpassing $30,000, according to the National Flood Insurance Program, this is a great time to consider adding flood insurance to your homeowner's policy. Your added protection can include:
- Replacement of major appliances
- Fixing plumbing and sewer issues
- Protection for your flooring, walls and structure
- Window replacement
- Cleaning up of debris
You will be surprised by how affordable a great flood insurance policy can be. Even as often as they are needed, flood policies remain one of the best deals available to safeguard your home.
If you live in Florida, talk or chat with one of our flood insurance experts at Most Insurance to help you get your home protected at a great rate. At Most Insurance, we work with the top insurers to make sure you find total protection at the right price.
Get started with Most Insurance today by calling, visiting one of our local offices, or filling out the Protection Savings Form at the top of this page right now!