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“I recommend Most Insurance to anyone attempting to navigate the complicated necessity of insurance in Florida.”

C. R. Shipp, Tampa FL

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More than just Florida Umbrella Insurance


Umbrella Insurance your most important insurance policy

Umbrella Insurance Company in Tampa, Florida

Imagine you’re in a car accident. Luckily, no one in your car is injured but the passengers in the other car need extensive medical attention. You feel relief in knowing your car insurance will cover their medical claims….until you find out their combined medical bills and loss of income claims amount to nearly $500,000 and your auto insurance policy will only cover $100,000.

Is it possible to be insured and not protected at the same time? It certainly is! So how will you begin to come up with this extra money?

This is where umbrella insurance comes in. As its name implies, umbrella policy acts like a big shield to protect you, your family and your business from any claims that are unpaid by your home insurance or auto insurance policies.

One of the most important options for an umbrella policy that you can purchase  is uninsured motorist coverage.  This will cover you if you are injured and not at fault and the other persons didn’t have insurance or enough insurance.  Personally,  I wouldn’t be caught not having uninsured motorist coverage on my personal auto insurance policy or umbrella insurance policy.

Umbrella insurance is meant to protect you from some key issues:

Medical expense liability: If your vehicle injures someone or someone is hurt while on your property, an umbrella insurance policy extends your basic coverage to fully protect you.

Legal fees: Figuring out what your liability is and contesting that liability can be exhaustive and expensive. Let an umbrella policy make the payments for you and you can get back to your life.

The best news is umbrella policies are inexpensive. For very low payments, you can safeguard your home and lifestyle so you don’t need to worry.

Get a Great Rate with Most Insurance Agency

If you live in Florida, talk with one of our umbrella insurance experts at Most Insurance Agency to help you get protected at a great rate. At Most Insurance Agency, we work with the top insurers to make sure you find total protection at the right price.

Get started with Most Insurance Agency today by calling us at 813 739-8111, visiting one of our local offices, or filling out the quote request form at the top of this web page.