Posted by Most Insurance on November 13, 2012 No responses

How important is Life insurance really?

As a husband, and hopefully the Lord willing one day a father, I am very concerned about what happens to my wife and family if something happens to me.  One of the first things I took out when Jacqie and I got married was a new term life insurance policy on myself, making her the beneficiary.

You  may be saying to yourself I’m healthy and happy with a great family. But no one knows the future. You should make sure your children and spouse will be taken care of no matter what happens to you.

Have you realistically set aside enough money so your family could stay in your home if you were to pass away?

It’s almost impossible to save enough to pay indefinitely for a family’s future costs, but life insurance can step in and provide for your loved ones in the event of a tragic loss.

Life insurance is the most inexpensive way to provide a large estate to your survivors in case of your untimely death. In most cases, the death benefit is not taxable to your beneficiaries so they will enjoy 100% of the funds you provide.

Of course, there are many types of life insurance and exactly how much coverage you need takes careful financial planning. At Most Insurance, we offer a free, in-depth consultation that will help you evaluate many factors, including:

Annuities – Lifetime income and guaranteed benefit choices.

Term Life – Inexpensive life insurance for a set term, usually 10, 15, or 20 years.

Whole Life – Life insurance that may be renewed for the same set price throughout your life.

Insurance Levels – Check how much coverage you need in order to truly provide for your loved ones.

Life insurance is very important. The best news is that it’s more affordable than most people think. We can get you a great Life Insurance policy at a surprisingly good price today. Moreover, the sooner you purchase it, the less it cost.

Eric Most

Most Insurance

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