Florida Flood Insurance Blogs

5 lighting safety tips

Today’s storm reminded us that this is just the beginning of storm season. Whether you are new to Florida or a long-time resident, fierce thunder and lightning storms are in your near future. It’s important to know what to do when they hit. Here’s a list of useful tips to share with your loved ones to […]

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Does Homeowner’s Insurance Policy Cover Flood Damage?

We are asked all the time, does my homeowners insurance cover me for flood? No, it does not. You need to have a separate policy for any flooding that might happen. Flooding is defined by all rising water. Water that comes down from the sky…that is not flooding. But if it causes a big puddle and seeps […]

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I am not in a flood zone, so do I really need flood insurance?

We are often asked, “I am not in a flood zone, so do I really need flood insurance?” Here is the deal, everybody in the entire country is in a flood zone. You might just be in a preferred risk flood zone. A preferred flood zone means that your cost is really really really reduced. So, […]

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What would it look like if a Category 5 Hurricane Hits Tampa Bay?

Came across this video, shot a couple of years ago, showing what it would look like if a Category 5 Hurricane hits Tampa Bay. Are you ready? So what do you have planned?  Are you ready if a big one does comes to the Tampa Bay area?  Think that it can’t happen, well it has […]

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Flooding all over the place, are you covered?

Severe weather, 2011, has already been a very active year for insurance company claims departments.  Flooding all over America.  Currently there is major flooding in 8 US states.  Things seem to be getting worse in regards to flooding not better. Major levees look like than may not hold as the water continues to rise. This […]

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    Tammy Guy at Most Insurance was very helpful, friendly, and very prompt. She got us a great quote for our new church. We are very relieved and happy with our policy.

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    May 21, 2021