5 lighting safety tips
Today’s storm reminded us that this is just the beginning of storm season. Whether you are new to Florida or a long-time resident, fierce thunder and lightning storms are in your near future. It’s important to know what to do when they hit. Here’s a list of useful tips to share with your loved ones to […]
Read more...What is Assignment of Benefits?
Here’s an important update on fraudulent claims activity happening in your area. We’ve noticed a growing trend of insurance claims for “hail damage”. Roofing companies are targeting neighborhoods with older roofs saying that a hail storm had come through, some referring to hail storms that happened years ago. They’re going door-to-door stating that residents have hail damage […]
Read more...New Partnership with Auto-Owners Insurance
We are so excited to announce our new partnership with Auto-Owners Insurance! This partnership allows us the opportunity to offer a whole new level of service to our clients! Auto-Owners Insurance Group is headquartered in Lansing, Michigan. Recognized for exceptional financial strength and stability, it is among the nation’s largest insurers, with premium writings of […]
Read more...Everything You Need to Know About Sinkhole Insurance!
One of the most misunderstood coverage’s, for Floridian’s especially, is the sinkhole coverage on their homeowner’s policy. With all the major sinkholes that have been in the news over this past year, people are really concerned about making sure they are properly covered. It is important to know that all homeowners’ policies have catastrophic ground cover. So if you have, […]
Read more...Why Your Roof is So Important to Insurance Companies?
Many people wonder why their insurance company cares so much about their roof. Here is the deal. The roof is what really holds the whole house together. So how it connects to the walls matters greatly. Insurance companies give a lot of credits if you have a wind mitigation form and an inspection done. They will also […]
Read more...Does Homeowner’s Insurance Policy Cover Flood Damage?
We are asked all the time, does my homeowners insurance cover me for flood? No, it does not. You need to have a separate policy for any flooding that might happen. Flooding is defined by all rising water. Water that comes down from the sky…that is not flooding. But if it causes a big puddle and seeps […]
Read more...What Is An Umbrella Insurance Policy and Do I Need One?
We are asked all the time, “Do I really need an umbrella policy?” Let’s back it up a little bit, because most people don’t really understand what an umbrella policy is to begin with. So let me explain that for you. An umbrella policy is kinda like what it sounds like. It is an umbrella […]
Read more...I am not in a flood zone, so do I really need flood insurance?
We are often asked, “I am not in a flood zone, so do I really need flood insurance?” Here is the deal, everybody in the entire country is in a flood zone. You might just be in a preferred risk flood zone. A preferred flood zone means that your cost is really really really reduced. So, […]
Read more...What would it look like if a Category 5 Hurricane Hits Tampa Bay?
Came across this video, shot a couple of years ago, showing what it would look like if a Category 5 Hurricane hits Tampa Bay. Are you ready? So what do you have planned? Are you ready if a big one does comes to the Tampa Bay area? Think that it can’t happen, well it has […]
Read more...Flooding all over the place, are you covered?
Severe weather, 2011, has already been a very active year for insurance company claims departments. Flooding all over America. Currently there is major flooding in 8 US states. Things seem to be getting worse in regards to flooding not better. Major levees look like than may not hold as the water continues to rise. This […]
Read more...20 Dos and Don’ts of Home Fire Hazards
It’s a sound you don’t want to hear. But if del you do, you’ll be glad you NEXT did! Any idea what I’m talking about? Well, if you tuned in to the National Fire Prevention Association’s (NFPA) annual Fire Prevention Week this October you’d know because their theme was Smoke Alarms: A Sound You Can […]
Read more...Keeping the Kids Safe
Once-taboo subjects about drugs, alcohol and sex are now an absolute must for discussion with your children.
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Tammy Guy at Most Insurance was very helpful, friendly, and very prompt. She got us a great quote for our new church. We are very relieved and happy with our policy.
Max and Kendra LlamaMay 21, 2021
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